Does homeowner's insurance typically cover termite damage?

Answer: Rarely
Explanation: In my experience homeowners insurance will very rarely cover termites in a claim.

Answer: In some cases
Explanation: A claims adjuster would have to determine if the property has had protective measures done to detract from the invitation of termites and other types of hazards, such as mold, mildew, and asbestos. A lot depends on the age of the property and the upkeep. Newer materials, such as vinyl, would not be attractive to termites.

Answer: Never
Explanation: Home insurance typically doesn’t cover termite damage. That’s because insurers consider termite damage to be preventable, not a sudden, accidental event like a fire or storm. It’s the homeowner's responsibility to keep up with maintenance and deal with termite infestations immediately. Call McCall Service (888) 455-7415

Answer: Rarely
Explanation: Home owners insurance does not usually cover termite damage. They do cover natural disasters, fires, and non flood zones.

Answer: In some cases
Explanation: Homeowners insurance policies will not cover damage caused by termites or any other pest because they're considered preventable. But there are two cases when it will cover termite damage, up to the limits of your policy: 1. When the house completely collapses from termites. 2. A covered risk or peril causes the termites.(ex. Leaky pipe or flood)

Answer: Not sure
Explanation: Never dealt with termites

Answer: Rarely
Explanation: Termite damage is rarely covered due to it can be prevented by regular home maintenance and pest control. In some instances if the termite infestation occurs due to a prior covered loss then coverage would apply.

Answer: In some cases
Explanation: Most homeowners insurance policies do not cover termite infestations, However there may be coverage for resulting damage to the structure once the infestation has been addressed, depending on the type and scope of coverage you purchased.

Answer: Rarely
Explanation: Termites are referred to as bugs, vermin, or pesky insects. They can and usually do create a great deal of damage in a relatively short period of time. Insurance companies consider the damage caused by the termites to be preventable. That's why they do not straight out cover damage to your home by termites.

Answer: Not sure
Explanation: Not sure

Answer: Rarely
Explanation: Homeowners insurance doesn't normally cover termite damage or removal. That's because termite infestations can typically be prevented through routine home maintenance, which homeowners are responsible for. If termites were to chew through your home's wiring and cause a fire, for example, your homeowners coverage could step in to help pay for the damages, as fire is a covered peril under most policies.

Answer: Rarely
Explanation: Because termite infestations can typically be prevented through routine home maintenance, which homeowners are responsible for.

Answer: Rarely
Explanation: Would be lucky to be covered. Termites is not a "peril" or sudden damage. Proper home maintenance and inspection should prevent termites. Otherwise, get a termite bond.

Answer: Rarely
Explanation: In most cases, and unendorsed homeowners policy excludes losses caused by termites.

Answer: In most cases
Explanation: In most cases termite damage would be covered as long as it wasnt' due to neglect of the home.

Answer: Never
Explanation: Damage caused by vermin, rodents, insects or domestic animals is not cover except in the even of broken glass or safety glazing materials which is part of the building, when cause by birds, vermin, rodents, insects or domestic animals. Subject to the policy deductible.

Answer: Rarely
Explanation: This depends on your policy coverages. Check with your agent.

Answer: Never
Explanation: Any insect or animal damage is a common exclusion and is not covered

Answer: In some cases
Explanation: Termites are covered in most cases only if they are unknown and cause the structure to collapse in some way

Answer: In some cases
Explanation: Homeowners will cover attic restoration for rodent infestation

Answer: Rarely
Explanation: Homeowners policies are designed to cover accidental and sudden catastrophes. Termite damage is preventable through proper home maintenance and care.

Answer: Never
Explanation: Unfortunately it doesn't.

Answer: Not sure
Explanation: Depends on the carrier, typically no

Answer: In some cases
Explanation: In some cases