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Does homeowner's insurance typically cover termite damage?

In most cases
In some cases
Not sure
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Question: Does homeowner's insurance typically cover termite damage?
Top Answer (34% of 35 votes): Rarely.

Answer: Never
Explanation: Damage caused by vermin, rodents, insects or domestic animals is not cover except in the even of broken glass or safety glazing materials which is part of the building, when cause by birds, vermin, rodents, insects or domestic animals. Subject to the policy deductible.
State Farm Insurance
Answer: Rarely
Explanation: This depends on your policy coverages. Check with your agent.
Farmers Insurance
Answer: Never
Explanation: Any insect or animal damage is a common exclusion and is not covered
Answer: In some cases
Explanation: Termites are covered in most cases only if they are unknown and cause the structure to collapse in some way
Pacific Crest Insurance
Answer: In some cases
Explanation: Homeowners will cover attic restoration for rodent infestation
Texas trappers
Answer: Rarely
Explanation: Homeowners policies are designed to cover accidental and sudden catastrophes. Termite damage is preventable through proper home maintenance and care.
G.L. Anderson Insurance Services, Inc
Answer: Never
Explanation: Unfortunately it doesn't.
Budget Termite Control
Answer: Not sure
Explanation: Depends on the carrier, typically no
MC2 Home Inspections LLC
Answer: In some cases
Explanation: In some cases
Finite Solutions Inc.
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Related Topics

Pest Control - Bugs and Insects
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