Pest Control Promote Your Business
Pest Control
Cost Report
  More Services

Does homeowner's insurance typically cover termite damage?

In most cases
In some cases
Not sure
Next Question
Question: Does homeowner's insurance typically cover termite damage?
Top Answer (32% of 49 votes): Rarely.

Answer: Never
Explanation: Termite and pest damage is really never covered under homeowner insurance.
Responsible Pest Control
Answer: Rarely
Explanation: Would be lucky to be covered. Termites is not a "peril" or sudden damage. Proper home maintenance and inspection should prevent termites. Otherwise, get a termite bond.
Full Service Personal Insurance Needs
Answer: Rarely
Explanation: In most cases, and unendorsed homeowners policy excludes losses caused by termites.
Mutual of Omaha
Answer: Not sure
Explanation: This would depend on the insurance overages
Gilded Leaf Home Inspections LLC
Answer: Never
Explanation: Damage caused by vermin, rodents, insects or domestic animals is not cover except in the even of broken glass or safety glazing materials which is part of the building, when cause by birds, vermin, rodents, insects or domestic animals. Subject to the policy deductible.
State Farm Insurance
Answer: Rarely
Explanation: This depends on your policy coverages. Check with your agent.
Farmers Insurance
Answer: In some cases
Explanation: Upon purchase, homes are inspected. When a home is first insured, the home is inspected. If there is termite damage discovered during the initial inspection, then recommendations will be made to correct it. For a home that's been occupied and insured for a while, if termite damage is discovered, then the claims adjusted will look for factors to see if preventive measures have been made before processing the claim. It's the homeowner's responsibility to make their home less attractive to termites, such as being free of debris and standing water.
Lockhart's Insurance Services
Answer: In some cases
Explanation: Termites are covered in most cases only if they are unknown and cause the structure to collapse in some way
Pacific Crest Insurance
Answer: In some cases
Explanation: Homeowners will cover attic restoration for rodent infestation
Texas trappers
Answer: In some cases
Explanation: That would be up to your policy
Fall Guys LLC
Answer: Never
Explanation: Unfortunately it doesn't.
Budget Termite Control
Answer: Not sure
Explanation: Depends on the carrier, typically no
MC2 Home Inspections LLC
Answer: In some cases
Explanation: Depends on whether client knew about termites and did nothing about it or not.
Liberty Mutual Insurance Company
Next Question
Find Local Pros
Free Termite Treatment Cost Estimates

Related Questions

How Much Does Termite Treatment Cost Per Linear Foot?

Does stucco attract termites?Top answer: No, never

What is the best way to get rid of drywood termites?Top answer: Tent Fumigation

Do I need a permit to tent my house for termite fumigation?Top answer: Not sure

Is heat treatment effective for treating drywood termite infestations?Top answer: Always

Related Topics

Pest Control - Bugs and Insects
Rodent Control Services
Small Animal Control Services
Bat Removal
Termite Treatment

Free Cost Estimates   |   Pest Control Service Directory   |   Pest Control Cost Report   |   Free Business Listing

Home   |   Articles & Videos   |   Affiliates   |   Networking Groups   |   Search by Category   |   Professionals

Terms of Use   |   Privacy   |   About Us   |   Contact Us   |   Member Login

© 2003-2014 - VentureStreet, LLC

Join Our Business Network